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HOA Fine Sparks Unexpected Flame (Chapter 3)

The police cruiser screamed down Wisteria Loop like it had a personal vendetta against the night, lights splashing red-blue fury over front lawns still damp with sprinkler run-off. A second later Ethan’s truck fishtailed behind it, headlights slicing through the orange paint dripping off my driveway. From the porch steps Beau’s frantic barks ricocheted off my rib cage, each yelp a Morse-code reminder that normal had officially left the neighborhood chat.

I’d spent the last three minutes alternating between marveling at the vandal’s color choice—neon orange, as if Karen had confused intimidation with traffic safety—and clenching my phone hard enough to risk a spiderweb fracture across the screen. I was still barefoot, pajama pants sticking to my shins with sweat and anxiety, when Officer Delgado climbed out of the cruiser.

Delgado had the patient eyes of someone who’d once talked a drunk raccoon off a power line (true story, according to Nextdoor), but even she winced at the carnage: paint ballooned across my garage in a fluorescent X, splattered the mailbox, dripped sinister punctuation along the walkway. It glowed eerily in the cruiser’s strobe—Halloween come early.

“Ma’am, are you okay?” she asked, setting one foot on the bottom step.

I managed a nod. Words seemed both inadequate and excessive. Beau quieted, leaning against my calf.

Ethan reached us in three long strides. His hair, still damp from what must have been a panicked shower, clung to his brow. He carried an industrial flashlight, a first-aid kit, and the kind of tension that makes you forget how to inhale.

“Julia,” he said, breath clouding in the humidity. “You’re safe?”

Again, I nodded. The effort of speaking felt like digging through wet sand. He exhaled shakily, as if my confirmation unclenched a fist inside him, and turned to Delgado.

“We heard tires squeal as the vehicle left,” I offered finally, voice rough. “Dark hatchback, maybe late nineties. Four teenagers. I couldn’t see faces.”

Delgado scribbled. “Any idea who’d target you?”

Ethan stiffened beside me. I swallowed. “I’ve had…a disagreement with the HOA.”

Delgado’s brows lifted with weary familiarity. “Color of your door, right? Saw the video.” She whistled at the orange mess. “Escalation, then.”

I gave a humorless laugh. “In living color.”

Ethan’s flashlight beam scanned the street. At the opposite end, idling beneath a flickering lamppost, a sleek BMW lurked—headlights off, silhouette unmistakable. Even before Delgado angled her cruiser light that way I knew whose car it was. Karen Whitfield, ever the insomnia-fueled overseer.

The moment the beam touched her bumper, the BMW drifted forward, disappearing around the cul-de-sac bend. Delgado muttered something unprintable and radioed dispatch for a traffic stop, but we both knew Karen would melt into shadowy side streets long before backup arrived.

“I’ll canvass for cameras,” Delgado said, finishing her notes. “Plenty of ring doorbells on this block—someone saw something. Meanwhile, document everything. Don’t touch the paint until crime-scene tech photographs it. Understood?”

Ethan nodded as though deputized. I murmured thanks. Delgado’s tires crunched down the driveway, leaving stillness buzzing in her wake.

For a beat Ethan and I stood without speaking. Crickets filled the void, chirps unnervingly cheerful given the circumstances. The sprinkler system across the street kicked on, ticking rhythmically like a metronome marking time between normalcy and whatever came next.

When I finally looked at Ethan, the porch light gilded the worry lines across his forehead. I realized with a jolt that he’d thrown jeans over running shorts—no wallet, no shoes—just raw urgency bundled behind the wheel. The sight cracked something fragile in my chest.

“Thank you for coming,” I said softly.

“You texted,” he answered, as if that explained everything. Maybe it did.

Beau, sensing the crisis window had closed, flopped at Ethan’s feet, tail thumping warily. Ethan scratched his ears, then straightened, scanning the vandalism like it was a crime-scene diorama he’d been hired to solve.

“We’ll clean it tomorrow,” he said.

“I don’t want you involved.”

“So we’ll do it at night?” He lifted one shoulder. “I’m not above moonlight scrubbing.”

“Ethan—”

“Julia.” His voice was gentle but unyielding. “I’m here. Let me help.”

The urge to accept curled warm in my gut, snarled quickly by pride. “I can handle a little paint.”

His eyes flicked to the dripping neon letters spelling REPAINT NOW. “This is intimidation. No one handles that alone.”

Some futile argument pressed against my lips—pathetic, I-can-manage pride ballooning under my ribs—but the truth was, I didn’t want to be alone on this porch, in this story, tonight. I sagged against the railing.

“I’m exhausted,” I admitted.

He nodded, wheels already turning. “I’ll grab tarps from my garage. Meet back here at eight?”

“Tomorrow,” I corrected. “Please sleep.”

“I doubt I could.” But he relented. “Text me if anything happens. Anything.”

I hesitated, then said it: “I trust you.”

Something flickered in his eyes—relief, maybe, or wonder. He squeezed my shoulder briefly, warmth radiating through cotton. Then he jogged back to his truck, hazard lights blinking crimson on wet asphalt. When his engine faded, I stared at the vandalized driveway until sunrise pinked the edges of the sky, paint still glowering radioactive beneath dawn.


1

Sleep, when it finally arrived, unfurled in jagged snippets: paint drips morphing into downpours, Karen’s silhouette lengthening like a shadow puppet across bedroom walls, Ethan’s hand brushing mine and vanishing each time I reached back. I woke late, muscles tight as a closing fist.

While Beau inhaled kibble, I brewed French press strong enough to double as solvent. The police department had left a voicemail at six-thirty confirming no suspects yet. Of course not. Teenage vandals specialize in invisibility.

I spent the morning photographing the damage: wide shots, close-ups, timestamp app stamped onto each frame. Between angles I scrolled HOA bylaws on my phone, highlighting clauses about harassment and property damage. Each flick of my thumb ratcheted anxiety higher—rules protect the compliant, never the colored-outside-the-lines.

At ten, Mrs. Patel appeared with a bucket of soapy water, sari pinned back. “I’ll scrub walkway,” she declared, ignoring my protests. “Orange makes my eyes hurt.”

She wielded a bristle brush like a saber, humming Bollywood classics as she worked. Across the street Mr. Lanning fetched his power washer. Soon the cul-de-sac thrummed with communal defiance.

Their kindness tasted like copper in my mouth—grateful, yes, but edged with shame. I’d fought so hard to be self-reliant that accepting help felt counterfeit, yet turning them away seemed sacrilege. In the end I compromised by supplying mid-morning lemonade and chocolate-chip banana bread. If you can’t fix vandalism alone, you can at least feed the troops.

By noon the sidewalk read “REPAINT NOW” only if you squinted, and the worst drips had been diluted into flamingo peach streaks. The X on the garage, still drying, would require chemical stripper, but progress looked like breathing room.

I sent Marcy photos. She replied with a GIF of a phoenix rising and the caption Who needs HOA approval for glorious resurrection? My chest eased for the first time since the previous night.

Then, at 1:14 p.m., I opened an email that gutted me.

Subject: Contract Suspension

Julia,
Given the current attention around your residence and its negative optics for Sunward Logistics, we regretfully must place your editing contract on hold until matters resolve. This is purely reputational, not performance-based. Thank you for understanding.
—Megan, Senior VP Communications

Negative optics. My hands shook so hard I nearly spilled coffee on the keyboard. Sunward accounted for thirty percent of my monthly income. Without it, next month’s mortgage would flirt with delinquency.

I reread the message, searching for wiggle room—no appeal link, no next-steps bullet points. Just corporate ghosting dressed as courtesy. I drafted three versions of a response: polite, passionate, litigious. Deleted all. The screen blurred.

Somewhere outside, children squealed under sprinkler arcs. I pushed away from the desk, nausea gnawing at my ribs. Pride hollered not to call Ethan, not again. Pride lost.

His line picked up on the second ring, breathless. “Everything okay?”

“No.” I squeezed my eyes shut to ward off tears. “I just lost a contract because of the vandalism. They’re afraid my brand looks…unstable.”

A charged silence. I pictured him pacing, thumb pressed to that stressed spot between his eyebrows. “I’m so sorry,” he said finally. “We can fight—defamation, tortious interference—”

“I don’t want lawsuits,” I cut in, though adrenaline roared sue them to the seventh circle. “I just want my life back.”

“You’ll get it back.”

“Wildly optimistic.” I laughed, brittle.

“Realistic,” he countered. “Listen, I’m picking Sophie up from summer art camp at four. We’ll swing by after—drop off supplies, if you’re up for company.”

Sophie. My lungs loosened at the thought of Ethan’s nine-year-old—sweet, freckled, living proof that some days still end in bedtime stories. “You don’t have to bring her into this.”

“She insists.” A smile colored his tone. “She wants to meet the ‘brave teal lady.’”

The phrase lodged in my throat like a tiny, luminous stone. “Okay. But just for a bit.”

“We’ll be quiet as church mice,” he promised.

I hung up feeling simultaneously buoyed and terrified—two states I was learning to occupy like neighboring rooms in the same chaotic house.


2

Four p.m. arrived sticky and thunder-laden, clouds piling like dirty laundry in the sky’s hamper. I’d scrubbed myself presentable—clean jeans, a linen blouse that said professional if you squinted past the paint speckles—and combed Beau until his coat shone. The smell of chemical stripper still clung to me, stubborn as regret.

Ethan’s truck appeared first, idling at the curb. Sophie tumbled out holding a cardboard portfolio nearly her size, red curls bouncing under a polka-dot bucket hat. She marched up the walkway with solemn determination, Ethan trailing behind with two plastic totes labeled CLEANER and TOOLS.

“Hi, Ms. Julia,” Sophie said, portfolio thunking against her knees. “I brought art reinforcements.”

I crouched so we were eye level. “I’m honored.”

She opened the portfolio, revealing a drawing: my teal door rendered in crayon, flanked by sunflowers. Above, block letters read HOME IS MORE THAN RULES. She’d glued a popsicle-stick frame around it, glitter seeping from the edges like stardust.

Tears threatened again, but I kept them barricaded. “This is beautiful, Sophie. May I hang it inside?”

She beamed. “It’s for your door. Glitter is waterproof…mostly.”

Ethan set the totes down, watching us with a softness that rearranged the furniture in my chest. “She wouldn’t take no for an answer,” he murmured.

“I cherish stubborn artistry,” I said.

We spent thirty minutes peeling painter’s tape from Sophie’s backpack to affix her masterpiece to the door. She insisted on precise symmetry—a future architect, perhaps. I noticed Ethan’s hands shaking the tiniest bit as he pressed the final corner, like the act meant more than he was ready to say.

When the picture was secure, Sophie announced, “Time for Operation Clean Sweep!” and darted toward the garage with a spray bottle almost her height. Ethan caught her mid-dash.

“Hold up, Picasso. Adult tasks only.”

She pouted but ceded the bottle, instead commandeering Beau’s leash for backyard exploration. Beau trotted along, newly knighted.

Ethan and I tackled the neon X in silence broken only by cicada buzz and our ragged breathing. The chemical stripper smelled like bitter oranges—a perverse echo of the vandal’s choice. Every pass of the scrub brush felt like erasing an insult letter by hateful letter. Sweat plastered my hair to my temples; I didn’t care. Beside me, Ethan worked with the steadiness of a penitent craftsman, jaw set, forearms flexing.

Halfway through, thunder rumbled, distant but promising complications. I wiped my brow with the hem of my shirt, smearing orange sludge across navy linen.

“Great,” I muttered.

Ethan straightened, glaring skyward. “Rain could actually help rinse residue.”

“I was hoping to preserve some dignity today.” I gestured to my dripping shirt.

“For the record, you look formidable.” He offered a half-smile, but his eyes lingered in a way that heated my already simmering cheeks.

I busied myself scrubbing. “Flattery is cheap, Lawson.”

“Then consider it on sale.”

Behind us, Sophie shrieked delightedly—Beau had discovered a frog near the azaleas. Ethan chuckled, the sound rich enough to drown thunder. For a heartbeat the chaos faded, replaced by the domestic chords of laughter, busy hands, the faint hiss of sprinklers kicking on next door.

When the garage finally surrendered its last neon streak, Ethan hosed the concrete. Pink rivulets snaked toward the storm drain like vanquished serpents.

“Done,” he announced.

“Mostly.” I eyed a stubborn smear near the downspout.

He followed my gaze, then—without warning—swiped his thumb across the smear, lifted the orange goop toward me, and tapped it gently on the tip of my nose.

I froze.

He froze.

The world, rude, did not freeze—lightning sketched a white tree across the bruise-dark sky, thunder cracking close enough to rattle bones. Heavy drops splattered the driveway. Sophie squealed from the porch, “It’s pouring!”

In that suspended microsecond Ethan’s thumb lingered, his eyes flicking from the paint on my nose to my parted lips. Something magnetic stretched between us—an impossible, inadvisable alignment of two people knee-deep in each other’s trouble.

And then he retreated, wiping his hand on a rag. “Sorry,” he murmured. “Couldn’t resist.”

Rain cascaded, warm as bathwater. My linen blouse plastered instantly; his white T-shirt (he’d ditched the button-down earlier) clung to the planes of his chest like a second scandal. We scrambled for the porch, laughter tripping over tension.

Sophie and Beau awaited us under shelter, both soaked in equal delight. She brandished an umbrella shaped like a ladybug. “We need hot chocolate,” she declared.

“Julia?” Ethan asked, hair dripping onto his eyelashes. “Permission to invade your kitchen?”

Five minutes later we huddled around my island: Sophie perched on a stool splitting marshmallows for equitable distribution; Beau curled at her feet; Ethan rummaging for mugs with familiar ease that knocked caution loose inside me.

He found mugs—one chipped Clemson Tigers, one plain navy—and filled them with steaming cocoa. When he slid the navy mug to me, his fingers brushed mine—the simplest contact, yet my pulse jumped like a startled deer.

Sophie recapped the frog incident with dramatic ribbits while we sipped. Rain hammering the roof formed percussion beneath her story. For a fleeting minute the HOA, the vandalism, the contract loss—all shrank to footnotes.

Then Ethan glanced at the clock. “We should go—Sophie’s got piano at six.”

Sophie groaned but hopped off her stool. Ethan rinsed mugs, lined them in the rack like soldiers.

At the door he hesitated, gaze flicking to his daughter, then to me. “Tomorrow is the board work session,” he said quietly. “I plan to raise harassment as an agenda addition. You don’t have to attend, but your presence would help.”

Adrenaline pinpricked my fingertips. “Karen will steamroll any motion.”

“Maybe. But bullies hate sunlight.”

“I’ll think about it.”

He nodded, respect in the slight dip of his head. Sophie handed me a sticker sheet—sparkly unicorns. “For emergencies,” she whispered.

I pressed a hand to my heart. “Best first-aid kit ever.”

They dashed through puddles to the truck; I watched until taillights vanished up the bend. Rain slowed to a hush. My house, still smelling of cocoa and frog adventure, felt inexplicably larger, every room echoing with the ghost of their presence.


3

At seven-fifteen the storm spent itself, leaving streets steam-slick and reflective. I opened windows to coax in petrichor, then sat at my desk, determination thrumming like a metronome.

Sunward Logistics glared from the inbox. I clicked Reply, fingers flying.

Megan,
While I respect Sunward’s brand considerations, I want to clarify that the vandalism you referenced is part of an HOA harassment campaign—one already under police investigation. Attached are incident reports and community statements of support. I remain committed to meeting all deadlines.
Please advise how we can proceed without penalizing a victim of crime.
—Julia Harding

I attached photos, the police file number, and hit Send before fear second-guessed confidence. A small victory, but necessary.

I closed the laptop, stretched aching shoulders. Outside, kids emerged like amphibians after rain, scooters clattering over damp pavement. Porch lights winked on, a scattered constellation across Oak Hollow.

The first flyer appeared at 8:03 p.m.

I was on the couch rewatching The West Wing—comfort food in dialogue form—when Beau darted to the sidelight, hackles raised. A shadow flitted by, footsteps light as gossip. I flicked the porch light, opened the door.

A glossy sheet lay on the welcome mat.

ATLANTIC TEAL: GATEWAY TO NEIGHBORHOOD DECAY
Under the headline, a doctored photo of my house—teal door garishly saturated, lawn tinted sickly yellow—sat above bullet points:

  • Attracts Lower Property Values
  • Signals Non-Compliance
  • Encourages Further Rule-Breaking
  • DEMAND RESTORATION BEFORE IT’S TOO LATE

At the bottom, the Oak Hollow Crest. No signature, but the serif font screamed Karen.

I stepped into the humid dusk. Across the street, Mrs. Patel bent to retrieve an identical flyer. Further down, Mr. Lanning’s recycle bin already overflowed with teal-tainted propaganda. Children skated past, scooters scattering sheets like confetti.

The smear campaign had graduated from whispers to full-color flyers—professional stock, no less. Someone had poured money into fear-mongering.

My phone buzzed: Marcy. I answered with a shaky exhale.

“Tell me you’re seeing this,” she said without preamble.

“I’m holding it.”

“Greg texted me—Karen printed two hundred. Board meeting tomorrow is going to be a circus.”

Beau whined, pawing at the flyer. Under streetlamp glow, the glossy paper gleamed like a warning flare. My anger, simmering low all day, ignited into something clearer, hotter than fear.

“Then let’s give them a show,” I said, heart steady.

“Atta girl,” Marcy breathed. “I’ll bring the popcorn.”

I hung up and looked down Wisteria Loop, sprinklers ticking on again, sending arcs of water through sodium vapor haze. Flyers fluttered wetly against driveways, sticking to tires, clinging to hedges—a modern plague of paper locusts.

Behind me, Sophie’s drawing on the door glowed under porch light: HOME IS MORE THAN RULES. Glitter sparkled defiantly.

I stepped back inside, closing the teal door with deliberate calm, and headed for my printer.

Tomorrow, sunlight was going to hurt ignorance—and I intended to be its magnifying glass.